About
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
For more information, visit https://www.paypal.com, https://about.pypl.com/ and https://investor.pypl.com/.

Get paid. Get growing. Get ahead.
Grow your business with PayPal Open and JTL. Accept global payments, offer choice in how customers pay, and reach up to 400M active accounts.¹
46% higher average checkout conversion with PayPal.²
400M+ active accounts¹ across 200+ markets to grow your business across borders.
+62% higher average order value with Pay Later.³
More ways to get paid. Fast.
Most major credit and debit cards
Process major payment cards all in one place.
Apple Pay® and Google Pay™
No need to juggle multiple payment providers.
Local payment methods
Reach international customers in 200+ markets. Country-specific payment methods make every global transaction feel local.
With PayPal’s Payment upon invoice (available only in Germany), customers have up to 30 days to pay after they’ve ordered, received, and inspected their products. As a merchant, you receive your payment from PayPal immediately. Your customers don’t even need their own PayPal account, and they don’t have to provide sensitive payment information directly when placing an order, which gives them peace of mind when shopping online.
With PayPal Express, you can make the payment process faster, more convenient, and smoother for your customers: With just one click, your customers are taken directly from the product page or shopping cart to the PayPal payment page.
Power AOV with Pay Later
Offer Pay Later throughout the shopping journey. Customers pay over time. You get paid up front.
62% higher average order value with Pay Later.³
PayPal Pay Later is available in: DE, AT, US, UK, FR, IT, ES, AU, CA.
Turn browsers into buyers with Pay Later Messaging
Show personalized messaging for Pay Later offers while your customers browse, shop, and check out. They’ll get a flexible way to pay. You’ll increase your sales.
Activate PayPal Checkout now
The complete PayPal solution for JTL-Shop with the most common payment methods and flexible payment options.
Activate the „PayPal Checkout“-Plugin nowApple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions. Apple Pay does not charge any additional fees.
Google Pay is a trademark of Google LLC.
¹ PayPal Earnings-Q4, 2024, based on PayPal internal data. Active accounts are PayPal consumer and merchant accounts that have completed a transaction within the past 12 months.
² Nielsen Behavioral Panel of USA with 29K SMB monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023. Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions.
³ Globally, the PayPal Pay Later average order value (AOV) is 62% higher than the standard PayPal AOV for small businesses. Internal Data Analysis of Small Business merchants with Pay Later transactions from January – December 2024. Data inclusive of Pay Later transactions across 7 markets (US, UK, AU, DE, ES, IT, FR).
⁴ Based on PayPal Internal Data – 2024.
⁵ Based on PayPal internal data of overall conversion rate results for Pay with Venmo from August 2023 – July 2024. Individual results may vary.
⁶ Based on PayPal internal data from November 1, 2024 to December 31, 2024 (n = 1,687). Applicable to shoppers who used Fastlane’s autofill.
⁷ Seller Protection is available on eligible transactions only. Limits Apply.
⁸ The lender for PayPal Working Capital is WebBank. PayPal Working Capital is currently unavailable to businesses located in certain states. Visit the FAQ on the PayPal Working Capital page for more details on availability.
This is an invitation to apply and not an offer or commitment to provide capital. Applicants must satisfy certain requirements to be eligible. Lender approval required – terms and conditions apply.
Repayment percentage chosen prior to loan funding and applied to each PayPal sale. Minimum payment required. Terms and conditions apply.
13 Based on an internal data analysis of Pay Later retailers, October 2020 through August 2023. Data inclusive of transactions using PayPal Pay Later products across 7 markets (US UK AU DE FR IT ES).
14 After 3 months when adding Pay Later upstream messaging. Based on an internal data analysis of retailers with PayPal Pay Later messaging from October 2020 through August 2023.
15 After 3 months when adding Pay Later upstream messaging. Based on an internal data analysis of small business retailers with PayPal Pay Later messaging from October 2020 through August 2023.
16 The lender for PayPal Working Capital is WebBank. PayPal Working Capital is currently unavailable to businesses located in certain states. Check out the FAQ above for more details on PayPal Working Capital availability.
17 This is not an offer or commitment to provide capital. Applicants must satisfy certain requirements to be eligible. Lender approval required. Terms and conditions apply.
18 Repayment percentage chosen prior to loan funding and applied to each PayPal sale. Minimum payment required every 90 days. Terms and conditions apply.
PayPal,Inc. is Licensed as Money Transmitter by the New York State Department of Financial Services. PayPal, Inc., NMLS #910457, License #FT3345, Massachusetts Foreign Transmittal License. PayPal, Inc, Transmit Money By Check, Draft or Money Order By The Department of Banking, Commonwealth of Pennsylvania. PayPal, Inc. Rhode Island Licensed Money Transferor.
PAYPAL, INC., NMLS #910457, LICENSE #34967, IS LICENSED BY THE GEORGIA DEPARTMENTOF BANKING AND FINANCE. PayPal, Inc. is Licenced by the State of Connecticut Department of Banking to perform Money Transmission, NMLS #910457, License Number MT-910457.
Copyright © 2025 PayPal, Inc. All rights reserved.
PayPal located at 2211 N. First St., San Jose, CA 95131





